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Home › Govt. Schemes › Karunya Health Scheme Kerala

Health Insurance Kerala

🏥

Karunya Health Scheme Kerala

Health & Family Welfare Dept, Kerala

Financial assistance for BPL families for high-cost treatments like heart surgery, cancer, kidney transplant — up to ₹2 lakh per year

2012

Launch

BPL families

Beneficiaries

⏱ Last updated: May 2026

📋

Overview & About

Financial assistance for BPL families for high-cost treatments like heart surgery, cancer, kidney transplant — up to ₹2 lakh per year

Karunya Health Scheme is managed by the Kerala Social Security Mission and provides financial assistance to BPL families for high-cost treatments not covered under other schemes. It covers procedures like cardiac surgery, kidney transplant, cancer treatment, organ transplants, and other life-threatening illnesses.

🏥 Key Facts

Max Assistance ₹2 lakh/year

Covers Cardiac, Cancer, Transplants

Helpline 1800-425-4747

🎁

Benefits

Financial assistance up to ₹2 lakh per year per family
Covers cardiac surgery, cancer, kidney/liver transplant, neurosurgery
Treatment at both government and empanelled private hospitals
Additional top-up assistance for special cases

✅

Eligibility Criteria

Kerala resident
BPL card holder (below poverty line)
Treatment must be for covered categories (listed diseases)
Not receiving similar assistance from other sources

📄

Required Documents

BPL Ration Card
Aadhaar Card
Doctor's prescription + hospital estimate
Proof of Kerala domicile
Bank account

🚀

How to Apply

1

Visit nearest District Social Security Mission office

2

Submit application with medical documents

3

District Medical Board reviews the application

4

Amount sanctioned and paid directly to hospital or beneficiary

↗ Apply on Official Website

❓

Frequently Asked Questions

What illnesses are covered? ▾

Cardiac surgery, kidney/liver transplant, cancer treatment, major organ surgeries, and other critical illnesses are covered.

↗ Apply on Official Website

Ongoing

Jump to Section

Overview & About Benefits Eligibility Documents How to Apply FAQs

Quick Facts

Max Assistance ₹2 lakh/year

Covers Cardiac, Cancer, Transplants

Helpline 1800-425-4747

Need Help?

For queries, visit the official ministry website or call the helpline.

📞 1800-425-4747

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